We buy structured settlement or annuity payments and give you a lump sum of cash—quickly and hassle-free.
For over two decades, Novation Settlement Solutions (formerly Novation Capital) has been the most trusted structured settlement purchaser in the industry. Since 2000, our dedicated team has helped clients receive over $1.5 billion in structured settlements, annuities, lottery receivables, and more.
An annuity is a type of investment that pays out a steady income over a specific period. Some annuities pay out for a set number of years; others provide income for life. Because they’re often tax-deferred and carry a 10% early withdrawal penalty before age 59½, annuities are a popular option for retirement planning.
When personal injury lawsuits are resolved, the settlement can sometimes be paid over time through an annuity known as a “structured settlement.” These payments can last for years or even a lifetime. Structured settlement payments are tax-free and provide long-term financial stability for you and your family.
Absolutely. Selling some or all of your annuity means you get immediate access to funds without facing early-withdrawal penalties. Novation Settlement Solutions can purchase a portion or the entire annuity, freeing up cash for your current financial needs.
Everyone has unique dreams. Maybe you’re ready to own a home, buy a reliable car, or finally travel the world. At Novation Settlement Solutions, we work with you to create a plan that turns your structured settlements or annuities into immediate cash—so you can stop worrying about tomorrow and start living today.
Life doesn’t always align with fixed payment schedules. Whether you have an annuity or a structured settlement, Novation Settlement Solutions provides quick decisions, maximum payouts, and a hassle-free process. Turn your future payments into immediate cash to finance projects, cover emergencies, or pursue new opportunities.
If your annuity payout schedule no longer suits your financial goals, Novation Settlement Solutions will help you convert those payments into a lump sum—without the usual hassles or penalties.
Novation has purchased over $1.2 billion in annuity and similar cash-flow payments, earning us the industry’s highest court approval rate. You can rely on our proven expertise to get the most out of your annuity.
Many annuities lock you into rigid payment schedules with penalties for early withdrawal. Our team helps you bypass these limitations so you can quickly access the funds you need.
We understand that financial needs can change at any time. Our caring professionals guide you through each step, ensuring a smooth process from consultation to funding.
Structured settlements provide steady income, but life can require cash sooner rather than later. Novation Settlement Solutions offers maximum lump sum payouts so you can meet your current financial needs promptly.
Since 2000, we’ve been known for providing some of the best lump sum offers in the market. Our quick decisions ensure you can move forward without unnecessary delays.
We’ve helped countless individuals turn scheduled settlement payments into accessible capital. Our 97% success rate in court approvals speaks to our dedication and reliability.
Every situation is unique, and we tailor our approach to fit your goals. Whether you sell a portion or all of your future payments, we’ll create a plan that puts you in control of your finances.